Skip to content
Crafter.Margin
Flagship calculator

Etsy Fee Calculator

Written by Maya Reeves. Reviewed 2026-04-21. Next check 2026-07-21. Rates verified against Etsy’s own fee documentation.

Etsy keeps a bigger cut than new sellers expect. Not because any one fee is huge, but because the fees stack. Transaction, payment processing, regulatory op fee, Offsite Ads when triggered. The calculator below adds all of them for any scenario and shows you what lands in your bank account.

Pick a preset, adjust the sale, add your costs if you want net profit, and toggle the ad options. The effective take-rate is the number most sellers care about. It tells you how much of a dollar you sold today you actually get to keep.

Step 1 of 4: The sale

Presets

The sale

Start with the listing price, the shipping you charge the buyer, and where they live.

$

Sticker price of the item. Do not include shipping here.

$

What Etsy shows at checkout. $0 if free shipping.

Changes regulatory operating fee and payment processing rate.

Etsy charges $0.20 to list. Include it if you want a per-listing view, leave off for per-sale math.

Quick answer

On a typical $25 item with $5 shipping to a US buyer, Etsy keeps about $3.30 in fees, which is an 11% effective take-rate. On a $150 UK sale triggered by an Offsite Ad, Etsy keeps closer to $39, or 24% of the gross. Fees stack fast on international and ad-driven orders.

How to use this calculator

  1. Enter the sale. Item price, shipping charged, buyer country. Shipping is the amount Etsy shows at checkout, not what USPS charges you.
  2. Add your costs if you want real net profit. Item cost, shipping label cost, and any extras like gift wrap. Skip this step to see fees only.
  3. Toggle ads. On-site Etsy Ads charge per click. Offsite Ads charge a percentage of the sale when they drove the buyer. Most sellers have neither on most sales, but if you do, the math matters.
  4. Read the take-rate. The number to know is the effective take-rate. Under 15% is good. Over 20% means shipping, ads, or international fees are eating margin.

Three real scenarios

$25 tumbler to a US buyer

Item $25, shipping charged $5, US buyer, no ads. Transaction fee is $1.95 (6.5% of $30). Payment processing is $1.15 (3% + $0.25). Listing fee adds $0.20. Total fees $3.30. You keep $26.70 before your own costs. At an 11% take-rate this is a healthy Etsy order.

$45 free-shipping item

Item $45, shipping charged $0 because you baked shipping into the price, US buyer, over $10k yearly. Transaction fee is $2.93. Payment processing is $1.60. Listing fee $0.20. Offsite Ads opt-out only works if you do under $10k. You keep about $40.27 at a 10.5% take-rate. Free shipping looks clean but shaves margin versus charging shipping separately.

$150 custom order, UK, Offsite Ad

Item $150, shipping charged $15, UK buyer, Offsite Ads triggered, seller over $10k. Transaction fee is $10.73. Payment processing is $6.80 plus $0.20 fixed. Regulatory operating fee is $2.06 (1.25% of $165). Offsite Ads at 12% is $19.80. Total fees $39.59 on a $165 gross, or 24%. You keep about $125 before materials and the $55 you spent making it.

What goes into the fee total

Every fee Etsy charges, what it applies to, and current 2026 rates.
FeeWhat it applies toRate
ListingEach listing, every 4 months or on renewal.$0.20 flat
TransactionItem price + shipping charged.6.5%
Payment processingGross sale. US default.3% + $0.25
Regulatory op feeDepends on buyer country.0% to 1.25%
Offsite AdsOnly when an Offsite Ad drove the buyer.12% or 15%

Reference: take-rate at common price points

Typical effective take-rate for a US buyer, no ads, no regulatory fee. Use as a sanity check on your own orders.

Effective take-rate and what you keep, on US orders with $5 shipping.
Item priceGrossTotal feesYou keepTake-rate
$10$15$1.87$13.1312.5%
$15$20$2.25$17.7511.3%
$20$25$2.88$22.1211.5%
$25$30$3.30$26.7011.0%
$35$40$3.95$36.059.9%
$50$55$5.03$49.979.1%
$75$80$6.85$73.158.6%
$100$105$8.68$96.338.3%
$150$155$12.33$142.688.0%

What to do if your number looks off

  • Take-rate over 25%. Almost always Offsite Ads + international. Uncheck Offsite Ads to confirm.
  • Negative net profit. Your item cost + shipping label is eating the net-after-fees number. Raise the price or find a cheaper blank.
  • Numbers do not match Etsy’s statement. Check the month. Etsy changes rates occasionally. Our defaults were last verified 2026-04-21, and the methodology page logs every update.
  • Shipping looks expensive in fees. It is. Charging shipping separately adds to your transaction and processing fees. Free shipping is often cleaner math despite feeling like you are giving it away.

FAQs

Sources

  1. Etsy Fees & Payments Policy, etsy.com/legal/fees, reviewed 2026-04-21.
  2. Etsy Payments processing rate lookup by country, Etsy Help Center, reviewed 2026-04-21.
  3. Etsy Offsite Ads policy and thresholds, Etsy Help Center, reviewed 2026-04-21.
  4. Etsy regulatory operating fee by marketplace, Etsy Help Center, reviewed 2026-04-21.

Is this right for you?

Your margin is tight?

Before cutting fees, make sure your list price is right. Run the Sublimation Pricing Calculator for a cost-plus number.

Price a sublimation item

Running Etsy Ads?

See whether your ad spend is returning, with ROAS broken out per product and per click.

Etsy Ads budget calculator

Offering free shipping?

Build a free-shipping threshold that keeps margin intact.

Etsy profit calculator

Three real scenarios

See the same calculator pre-filled with seller inputs we actually use.

$25 US sale

$25 item, $5 shipping, US buyer, no ads.

Gross
$30.00
Fees
$3.30
Take-rate
11.0%
Recommended$26.70

Typical US order. Clean margin before you add your own costs.

$45 free-ship

$45 item, free shipping, US buyer, over $10k.

Gross
$45.00
Fees
$4.73
Take-rate
10.5%
Recommended$40.27

Free shipping hides cost inside the list price.

$150 UK Offsite

$150 item, $15 ship, UK buyer, Offsite Ads.

Gross
$165.00
Fees
$39.59
Take-rate
24.0%
Recommended$125.41

Offsite + international can stack past 25% fast.

Read next

Want to see how we calculate this? Read our methodology.